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Same Day ACH Payments

Coming Soon! Same day processing of Automated Clearing House (ACH) Debits as instructed by NACHA Guidelines.

All consumers, businesses, government entities and financial institutions that use the ACH Network to move money between bank accounts will benefit from the option to move ACH payments faster.

What’s changing?

Currently credit transactions are posted multiple times per day while debit transactions are posted to accounts only once per day. As of September 2017, debit transactions will also be processed multiple times per day.

How does this affect me?

Previously, you may have seen debits posted to your Brighton Bank checking or savings account once per day. Going forward, transactions such as check clearing (only checks to ACH), and bill payments will post multiple times throughout the business day.

What are the benefits of same day ACH debits?

The conversion to ‘same day ACH debits’ will enable you to make easier on-time bill payments as well as faster crediting when you are moving money among transactions that you own at different financial institutions. Similarly, business to business payments will process more quickly – providing faster processing of invoices and payments.

Will my direct deposit be affected?

No. Your direct deposit will continue to be credited to your account on the correct posting date.


***Please be aware that Same Day ACH Debits will become effective on September 15, 2017.  This means any payments made by writing a paper check or by telephone could clear your checking/share draft account on the same day you write the check or authorize by phone.***