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Brighton Bank - Our Prime Interest Is Our Customer

CDs & IRAs

Certificates of Deposit

For personal or business investments, we offer very competitive rates on our Certificates of Deposit.  CD’s are available in terms ranging from 3 months to 5 years.

Interest may be handled in any way our customers wish:

  • Interest may be allowed to compound
    • At maturity
    • Semi-annually
  • Interest may be withdrawn
    • Monthly
    • Quarterly
    • Semi-annually
    • At maturity
  • Interest may be transferred to any checking or savings account

Check with a Customer Service Representative at any of our three convenient locations for current CD rates.

Brighton Bank is a member of and is insured by FDIC

Individual Retirement Accounts

Brighton Bank offers both Traditional and Roth IRA’s.  Both are available in terms ranging from 6 months to 5yrs for fixed rate IRA’s.   Also available is an 18 month variable rate IRA.

  • Traditional IRA’s offer customers the opportunity to defer paying taxes on their investment until the funds are withdrawn.  Most contributions are tax-deductible, however, certain restrictions apply.
  • Roth IRA’s are an excellent choice for customers who wish to deposit after tax dollars now and avoid taxes on qualifying withdrawals later.  As with Traditional IRA’s, certain restrictions apply.
  • With Traditional and Roth IRA’s Required Minimum Distributions are required at age 70 ½ .

Contact a Customer Service Representative at any of our three convenient locations for current IRA rates.

Brighton Bank is a member of and is insured by FDIC.

   
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